Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 15 May 2024, 22:22
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1971 01.1650 02.76
Bulgaria Lev (BGN) 02.3514 02.2784 03.20
Czech Republic Koruna (CZK) 29.7093 28.8514 02.97
Denmark Krone (DKK) 08.9294 08.6926 02.72
Hungary Forint (HUF) 465.4851 449.6738 03.52
Iceland Krona (ISK) 180.2614 175.0932 02.95
Liechtenstein Swiss Franc (CHF) 01.1732 01.1417 02.77
Norway Krone (NOK) 14.0188 13.5706 03.30
Poland Zloty (PLN) 05.1364 04.9732 03.28
Romania Leu (RON) 05.9834 05.7966 03.22
Sweden Krona (SEK) 14.0419 13.6010 03.24
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1971
ECB Rate 01.1650
AIB & ECB % Difference 02.76
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3514
ECB Rate 02.2784
AIB & ECB % Difference 03.20
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.7093
ECB Rate 28.8514
AIB & ECB % Difference 02.97
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9294
ECB Rate 08.6926
AIB & ECB % Difference 02.72
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 465.4851
ECB Rate 449.6738
AIB & ECB % Difference 03.52
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.2614
ECB Rate 175.0932
AIB & ECB % Difference 02.95
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1732
ECB Rate 01.1417
AIB & ECB % Difference 02.77
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0188
ECB Rate 13.5706
AIB & ECB % Difference 03.30
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1364
ECB Rate 04.9732
AIB & ECB % Difference 03.28
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9834
ECB Rate 05.7966
AIB & ECB % Difference 03.22
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0419
ECB Rate 13.6010
AIB & ECB % Difference 03.24

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website